Dewey's Cycle Analysis
How To Make a Cycle Analysis - By Edward Dewey
How To Make a Cycle Analysis - By Edward Dewey
How to Make a Cycle Analysis. By Edward R. Dewey. Written in 1955 as a correspondence course, this how-to manual provides step-by-step instructions on all elements of cycle analysis, including how to identify, measure, isolate and evaluate cycles. The most detailed cycle course ever written, by the founder of the Foundation For The Study of Cycles.
Applied Gann Theory
Applied Gann Theory
Applied Gann Theory
Supported by the cosmological theory behind Gannís work, we also specialize in practical tools needed to analyze and trade the markets. This category will specifically focus upon the books and courses that provide very specific and applied tools from Gannís toolbox used for real time trading.
Behind the Veil
Behind The Veil - By Dr. Alexander Goulden
Behind The Veil - By Dr. Alexander Goulden
Behind the Veil, by Dr. Alexander Goulden is one of the favorite courses of technical analysts and serious traders. Based on scientific principles identifying Price Levels, Time Turning Points, and Trends, thru Harmonic, Astronomical and Geometrical Techniques developed by a Cambridge Scholar. A new angle on Gann's work.
Market Biography
Market Biography
Market Biography
Biographies of market masters, traders and historical figures in our field.
Stock Trading
Stock Trading
Stock Trading
In Gannís day the two primary focuses for trading were stocks or commodities, but most principles taught for stock equally applied to commodities. Without ignoring Gannís commodity work we provide works focusing on equity markets and individual stocks, or discussing the stock market, revealing valuable techniques with a scientific or esoteric perspective.
Freemasonry
Freemasonry
Freemasonry
A modern history of Freemasonry begins in the 1700ís with the Knights Templar and the Gothic Cathedrals, but its inner lore goes back to King Solomon and Ancient Egypt. Freemasonry was an inner teaching preserving the deep spiritual wisdom of mankind, but has been diluted in modern times. Our collection focuses on the teachings of original Freemasonry.
Symbolism
Symbolism
Symbolism
In the esoteric tradition the use of symbolism as a communicative form has been taken to its highest representation. Reading the symbols of the ancient systems takes great study and the development of intuitive insight, which can take many years of training. Ultimately, the symbolist learns to read the world itself as the Grand Symbol of the Mysteries.
Pause Start Back Next Translation Society Titles Top Science Titles Top Metaphysics Titles Science Categories Metaphysics Categories Cosmological Economics Financial Astrology
The Sacred Science Translation Society began in 2004 as a project to translate a collection of the most important and rare works on Cosmology & Esoteric Science into English. Through Angel DonorsSubscribtion Contributions we raised over $40,000 to translate famous foreign masterpieces from French & German on critical subjects in Harmonics, Geometry, Esoteric Mathematics, & Ancient Cosmology.
Hans Kayser was one of the 20th century's leading scientists who made a profound mathematical, geometric and philosophical study of the Science of Harmonics. Now finally avaible in English though our Translation Society, Kayser's series of works explore the deepest principles of Pythagorean Harmony & Order.  His profound research reveals critical insights into Gann Theory & The Law of Vibration.
Our second translation is a French masterpiece on the establishment of a "Golden Rule" according to the principles of Tantrism, Taoism, Pythagoreanism, & the Kabala, serving to fulfill the Laws of Universal Harmony & contributing to the accomplishment of the Great Work. It develops a system of correspondences between the symbolic, geometrical, mathematical & astronomical systems of architecture of the ancient world.
The Law Of The Cosmos: The Divine Harmony According To Plato's Republic/Timeaus. The Platonic Riddle Of Numbers Solved contains hundreds of the most sophisticated diagrams on Sacred Geometry, Pythagorean & Platonic Number Theory, Harmonics & Astronomy with analysis & elaboration of Universal Order & Cosmic Law. Herman Hesse called him a Magisterludi of the Glass Bead Game.
THE ARCHEOMETER: Key To All The Religions & Sciences of Antiquity, Synthetic Reformation of All Contemporary Arts. The Archeometer is the instrument used by the Ancients for the formation of the esoteric Canon of ancient Art and Science in its various architectural, musical, scientific forms. A highly respected elaborations of the Universal System, by one of the great esotericists of the 19th century.
W.D. Gann Works
W.D. Gann Works
W.D. Gann Works
We stock the complete collection of the works of W.D. Gann. His private courses represent the most important of his writings, going into much greater detail than the public book series. Our 6 Volume set of Gann's Collected Writings includes supplementary rare source materials, and is the most reliable compliation of Gann's unadulterated vital work.
Dr. Jerome Baumring
Dr. Jerome Baumring
Dr. Jerome Baumring
The work of Dr. Baumring is the core inspiration upon which this entire website is based. Baumring is the only known modern person to have cracked the code behind WD Gannís system of trading and market order. Baumring found and elaborated the system of scientific cosmology at the root of Gannís Law of Vibration. There is no other Gann teaching that gets close to the depth of Baumringís work.

A Research Institute, Boutique Publisher & PDF Archive of Rare Source Works in Ancient & Modern Alternative Science & Cosmology

Welcome & Brief Overview

Welcome to the Sacred Science Institute (SSI). We are a boutique publishing house, esoteric research institute and cosmological think tank, with a global network of scholars and researchers engaged in the exploration of ancient and modern systems of alternative cosmology and science. Our quest is to uncover and elaborate the next higher paradigm of science. This new paradigm integrates the subtle fields of mind and consciousness with the denser perspective of materialistic science, seeking a unification into a Higher Science with the potential to inspire a new Renaissance in philosophy, art, science and technology.
FIRST THING TO DO! SIGN UP FOR A FREE SACRED SCIENCE MEMBERSHIP! A Sacred Science Institute (SSI) Membership opens up a toolbox of special site functions for Members Only! SSI Membership is 100% Free! Institute Members also receive 3 FREE PDF eBooks & Special Discounts.

THE ONGOING DEVELOPMENT OF THE SACRED SCIENCE INSTITUTE

For a quick introduction to Sacred Science Institute’s ongoing work, read the 2007 Los Angeles Times interview with our Director, which tells of the origins of the Sacred Science Translation Society with Ariel and Joscelyn Godwin, and its relationship to esoteric financial market research. The Institute is about to release two new Hans Kayser translations, both done in 2020 by Joscelyn Godwin!

For more information about the Translation Society, read our 2007 interview with the LA Times.
 
WEBSITE NAVIGATION
If you are new to this site, the best place to begin is this Homepage and our Where to Begin? page, which provides an introduction to and overview of this website. For older and returning clients who want to quickly find what's new since your last visit, see our What's New? page, where you will find the most recent additions and updates to our website and catalog. For more informational Institute news, see the Latest News page, for current plans, projects and developments. Newsletters, Forums, Member Information and Logins are found in the right frame.
 
WHERE ARE THE NEW MARKET BOOKS LISTED? EITHER JUMP TO THE BOTTOM OF THIS HOMEPAGE

Visit our New "All Financial Market" Website: The Institute of Cosmological Economics

For over a decade we have been slowly working to split off the Financial Market Section from Sacred Science to it's own individual specialized website. This way, those interested in esoteric topics and alternative science do not have to browse through too much market material, while serious investors and traders do not have to sort through too disassociated esoteric interests.

VISIT OUR NEW "ALL FINANCIAL MARKET" WEBSITE: THE INSTITUTE OF COSMOLOGICAL ECONOMICS!

In 2019 we mostly completed the new ICE site and in 2020 this new SSI site. For those primarily interested in Financial Markets, you are best jumping over to our new ICE website. For those more interested in the crossover between Markets and Esoteric Science, or not interested in the financial markets at all, best to stay here at the Sacred Science Institute.

Sacred Science Bookstore - Publishing Imprint - Translation Society

The Sacred Science Institute Bookstore: Over 400 Specialist Publications in Print & PDF

Browse or search our Online Bookstore where you will find over 400 specialist publications from across the many branches of Sacred Science. Many of these works are archival reprints of rare and important works on natural science, mathematics, cosmology, and the esoteric sciences. We have carefully vetted and selected the key works across the spectrum of this paradigm of alternative science and cosmology, stretching from the most ancient times to modern maverick intellectuals and visionaries with brilliant and original insights often ignored or censored by conventional thinkers. We only include works in our catalog that we feel provide a significant and important contribution or insight into some element related to research within these fields.

BOOKSTORE NAVIGATION
The Main Bookstore Page displays our catalog by sections of related Book Categories. The Searchable Book Catalog allows Browsing and advanced Searching by Author, Title or Key Word. To find our best books most quickly, jump to our Recommended Titles page, where we have listed our very best and most popular titles. Also see our Latest Titles list, which gives a chronological list of our newest catalog additions.

We consider these books to be the best of the best in their specialized fields, each containing some critical insight, key application, or valuable knowledge essential to deciphering the underlying order behind the mechanical system of cosmology upon which the Law of Vibration is based. Many of these books were selected by Baumring, Gann, Bayer, Richter and other experts as critical research elements or clues to uncovering the Lost System of the Cosmos, the Unified Field Theory that integrates not just the 4 fundamental forces of physics, but the many and complex layers of consciousness which overly, interplay, or potentially even manifest the grosser universe itself.

There is a Higher Science, known by the Ancients, that is written in the annals of Sacred Science, just waiting for exploration and application by modern society. Applications fall within the realms of Musical Harmonics, Perennial Philosophy, Esoteric Mathematics, Sacred Geometry, Temple Architecture, Subtle Energy Manipulation, Consciousness Development, Anti-gravity & Levitation, Free Energy, Financial Forecasting and every unimaginable form of new Advanced Technology.

Our Library and Catalog bring together the best and the brightest representations of this Lost Scientific Tradition from across of history, with a particular focus upon works with technical details and applications which can create new forms of all things on higher planes... Come join the Quest for Higher Wisdom and Advanced Learning! There is nothing more exciting or fulfilling!


Institute Publishing Imprint - Sacred Science

Our publishing imprint, Sacred Science, specializes in cutting-edge research into ancient, esoteric and alternative science and cosmology, exploring unknown fields of knowledge and suppressed higher wisdom that have been all but lost in modern times. Our PDF Catalog contains over 400 downloadable essential source works curated by our experts over 100 years of research, and preserved in our 15,000 volume library of antiquarian books and archives.


Since the field of Sacred Science is based upon many historical and ancient systems and theories of the universe, we often discover important Key works that have never been translated into English, and which are 100’s or 1000’s of years old, from varied cultures and civilizations across the world. We developed the Sacred Science Translation Society by pulling together a group of Clients who were dedicated researchers and who, along with some Angel donors, contributed to a fund to translate a collection of rare cosmological masterpieces into the English language for the first time.

We have translated 15 important technical works so far, 2/3 of which have been published, with several new titles ready for release. We have also now created a 501(c)(3) not for profit, charitable foundation, The Sacred Science Preservation Foundation, to continue this works with the help of grants and tax-deductible donations. Please feel free to contact us with ideas, funds, donations or translation abilities to join the project!


Cosmological Economics - The Ideal Research Laboratory for Sacred Science

The Sacred Science Institute has been active on the Internet since 1998. What initially began as a Scientific, Metaphysical and Gann/Baumring bookstore, over the decades, morphed into a site overly dominated by financial markets books. For years we've been working  to separate these two distinct branches into two different websites. Finally it is done!

This Sacred Science Institute (SSI) site is our 3rd generation rebirth of Sacred Science. Our new Sister Institute website, the Institute of Cosmological Economics (ICE), will serve as the new permanent center for the financial market books and work, Gann & Baumring Courses and other Cosmological Economics research and information. We encourage everyone primarily focused on financial markets to jump to ICE for direct market access.

However, we have found that there is no way to fully divorce these two studies, since the foundation of Cosmological Economics is Sacred Science, and the ideal laboratory for exploring Sacred Science is the Financial Markets. Few people know or understand this, outside of a small cadre of market analysts who, like Tesla, reached beyond institutional and academic dogma, penetrating fields of knowledge that are more common to theoretical physics and mystical vision than economic theory.

A cosmological diagram from Eberhard Wortmann’s
A cosmological diagram from Eberhard Wortmann’s "Law of the Cosmos" - A Sacred Science Translation Society Edition available through our Bookstore.

The most committed and educated esoteric scientists we have come across were generally focused upon the markets. Following that, it was the free energy researchers and anti-gravity guys, both of who track a similar course. It's all the same system, where Tesla and Kepler and Newton and anyone who approaches the Higher Science begin to discover the alternative studies that have been missed or suppressed by the mainstream.

The insights provided by the Gann and CosmEconomics studies, as we call them, are of benefit to all esoteric researchers in attempting to do the impossible, forecast the future with a mathematical precision. Has it been done? Yes! It is based upon a logical, scientific system of great depth and complexity, that has remained mostly secret. Amazingly, the basis of this system lies in the great ancient works of the geniuses and architecture of Antiquity. Hidden within this nearly lost Sacred Science, is a wisdom of such depth and beauty that it runs circles around much of modern science.

Just as Alchemy once served as a psycho-physiological laboratory of experimentation for the Higher Sacred Science, so does Cosmological Economics present a modern, advanced, technological medium capable of serving as a laboratory for the experimentation on mass psychology and subtle thought forms with existence in multiple dimensions, perhaps even transcending the limitations of linear time.

The cyclicity of time and the malleability of past and future to seers beyond the veil has been the domain of Sacred Science since the beginning of time. Financial markets provide the ideal medium to study time, space/time, and multidimensional nature of reality. The following write-up and article links will provide a doorway into a collection of essays that will provide an interesting and entertaining introduction to the subject.

W.D. Gann’s famous May soybeans chart (1947–48). This chart inspired the late Dr. Jerome Baumring to enter into the study of the Law of Vibration.
W.D. Gann’s famous May soybeans chart (1947–48). This chart inspired the late Dr. Jerome Baumring to enter into the study of the Law of Vibration.

Cosmological Economics is a new and cutting-edge scientific paradigm emerging from an age-old tradition of investigation into universal order, mathematics and natural science. By analyzing systems of ancient and alternative cosmology, the science of Cosmological Economics seeks to examine potential correlations between such seemingly disconnected events as financial market movements and natural phenomena, like cycles, solar influences, celestial mechanics and the underlying structure of space/time. Read our Introduction to Cosmological Economics.

The grandfather of this tradition in modern times is William D. Gann, one of the most famous market analysts and traders of all time. In 1909 Gann produced a 10,000% return in 1 month under the eye of an auditor and explained in the Ticker interview that he accomplished this using The Law of Vibration.
His original theory posited that the financial markets were controlled by mathematical laws which can be used to forecast future price movements through what is essentially a cosmological system based upon late 19th century principles of electromagnetism, aether physics, chemistry, vibrational harmonics, and the forces, laws and cycles of nature, the sun and the solar system. Learn about our Origins & History.

The scientific theory upon which Gann’s system is based is more similar to that of his contemporaries, Nikola Tesla or John Keely, than to academic science both then and now, but with a different application to sociological patterns and mass psychology rather than physics and energy transmission.

Gann’s Law of Vibration has proved to be the precursor to new technologies and world views far ahead of his time. Current research into super-string theory, free energy, chaos theory, solar physics, galactic structure, anti-gravity and quantum mechanics have confirmed numerous insights discovered or used by Gann. These theories provide The Key to a lost, suppressed, or deeply hidden scientific system of universal order and causation that was known, in part, by both ancient civilizations and alternative researchers over 1000’s of years.

This system illustrates a direct correspondence between the forces and energies of the universe and the physiology and psychology of individuals and masses of humanity. This symbiotic interplay between man and cosmos reveals a more refined and subtle science of unification and interaction than is recognized by the current scientific paradigm.

Later researchers like Dr. Jerome Baumring who is one of the few known experts to have cracked Gann's system, updated and extended Gann’s theories after discovering wider correlations with DNA, molecular and atomic structure, plasma physics, hyperdimensional geometry, toroidal vortex systems, topology and numerical astrophysics. Dr. Baumring Investment Centre Gann Series in the 1980's opened up a new era focused upon the scientific exploration of the basis of Gann's Law of Vibration. Baumring's work provides the core foundation and inspiration for the Sacred Science Institute and the Institute of  Cosmological Economics, which is the official home, archive and resource for Dr. Baumring's work and teachings.

With Baumring's untimely passing in 1992, his approach to Gann research was pursued by a number of old and new students, but it was Dr. Lorrie Bennett who managed to next penetrate the veils and secrets hidden in Gann's work. Dr. Bennett was fortunate to have Baumring's Course Manuals, Lectures Notes and reference works for her two decade long study of the subject. And it is Dr. Bennett that we now have to thank for reviving the Baumring approach to Gann analysis and bringing it new life and new discoveries though her 4 Volume series on the Law of Vibration, our premier educational program here at ICE.

Important Resources:

Key Sections of the Website

The title page from Robert Fludd’s “Utriusque cosmi maioris scilicet et minoris … historia”. Showing his vitruvian man superimposed atop a cosmological macrocosm and microcosm. As above, so below. Line engraving by T. de Bry, 1617.
The title page from Robert Fludd’s “Utriusque cosmi maioris scilicet et minoris … historia”. Showing his vitruvian man superimposed atop a cosmological macrocosm and microcosm. As above, so below. Line engraving by T. de Bry, 1617.

Categories: The Doorway To Specialized Subjects

One of the key navigational elements of this website whereby researchers can best find very specific information that they are seeking is our extremely detailed Category Lists. We have over 150 different Categories in 3 primary fields: Financial Markets, Science, and Metaphysics. These categories will help you to quickly find particular books focused within a narrow range of extremely specialized topics, or to find new books related to your favorite subjects. We have presented introductory explanations of each subject so that newer researchers can learn the important topics, what they mean, and why they are so.

CosmoEconomics & Financial Astrology Titles

Aside from our archival reprints, we also publish a number of advanced, specialist courses on Cosmological Economics, technical analysis, market forecasting, Gann theory and trading for the aspiring or professional analyst, trader, or investor. These courses present the newest, cutting-edge applications and discoveries within this field, bringing the latest research and trading technology to the public. Our Showcased Authors & Important Authors sections list the most advanced authors, researchers, and traders, who present the most powerful insights and cutting-edge forecasting and trading technology available.

Important, Popular & Classic Titles

Our Important, Popular and Classic titles sections present books and courses in our catalog that represent the best classical, historical and recent material in market science from the last 100 years. Whereas Showcased Authors presents research through the lens of the latest and most important authors in the field, these sections will highlight specific Key works in each field of study or application. If you have a specific subject you want to master, this is the place to look for the best books on that subject.

Study Guides: Research Roadmaps in Theory & Practice

We understand that Cosmological Economics is a field which can quickly become overwhelming for someone new to this subject. But don’t panic, simply start here! We have created a number of Study Guides that have been designed for different people with different goals. To find your individual pathway into an exploration of CosmoEconomics, or to just find the best books for your style of investing or trading, begin with our Study Guide Index. Whatever your situation and needs, we have the books and courses to fulfill them, and can provide you with the guidance you require to find your proper path!

Edwin Babbitt’s heart-shaped vortex from
Edwin Babbitt’s heart-shaped vortex from "The Principles of Light & Color", a book from our catalog.

Research & Education Center

This is the primary informational and online educational center for this website. We provide extensive documentation of the general theory of Cosmological Economics, and have compiled large collections of research articles, study guides, discussion forums, a diagram library, and Internet links to interesting or important information.

Discussion & Research Forums

We have developed a number of informational and educational research and discussion forums. Some are Public and are open to registration for access by anyone. Others are Private and require ownership of the accompanying book or course upon which the forum is based. In our Private Forums, the authors of our courses interact with their students, answering questions and sharing research.

Diagram Library

We have a diagram library that collates various important schematics, images, and diagrams from many of our most interesting books. Visual images often inspire new insights when related diagrams and images are displayed together. Explore here just for fun, or as a way to inspire new ideas and discover new books.

Newsletters & Journals

If you would like to receive more information about our work, publications, new research, and more, see this link for the various Newsletter and Journal lists currently available for different subjects.!

Important Administrative Pages

For details about the institute, contact information, general policies, etc, please see the following pages:


Financial Market Courses: Cosmological Economics - Financial Astrology

Our Hottest New Market Research & Trading  Courses

Following is a list of the latest publications by our high-end imprint, Cosmological Economics. Our ICE authors represent the the top experts in esoteric market theory and trading practice within our field. Their books and courses are the most interesting and sought after books on Gann and Astroeconomics theory, covering complex subjects related to the fields of Gann Theory, Market Geometry, Swing Trading & Position Trading, Cycle Theory, AstroEconomics, Forecasting, Proprietary Trading Systems, and much more!

 

Sign up for email NewsLetter Download Latest NewsLetter
$0.00
$ (USD)
Institute of Cosmological Economics > ICE Forum index
Law of Vibration
The Law of Vibration Series - By Dr. Lorrie Bennett
The Law of Vibration Series - By Dr. Lorrie Bennett
The Law of Vibration 4 Volume Series by Dr. Lorrie Bennett on Gann analysis explains the scientific foundations behind W.D. Gann's forecasting system, the Law of Vibration. Dr. Bennett is the first person since Dr. Baumring to solve much of the puzzle left behind by Gann! V1-Patterns, V2-Numbers, V3-Planets, V4-Geometry.
Gann Reading List
Gann Reading List
Gann Reading List
In the 1940ís Gann published a 2-page list of about 90 Books that he stocked and sold to his students, known as "W. D. Gannís Recommended Reading List". Each book contains some component of Gannís system of knowledge essential for piecing together his system. Any one book may have one simple idea critical to Gann's perspective.
Speculation
Speculation
Speculation
Speculation is the trading of market positions for the sole purpose to make money. It is a secondary industry from general investing in stocks or trading in commodities where individuals buy and sell with no fundamental interest in the underlying market. We publish many works using this term, like Gannís "Speculation a Profitable Profession".
Gann Metaphysical
Gann Metaphysical Reading List
Gann Metaphysical Reading List
In the 1940ís Gann published a Recommended Reading list of about 90 books, each containing an essential part his system, which he sold to his students. n the 1980ís Dr. Baumring compiled about 70 of these titles, and we have collected the remainder, providing the only complete set available. We strongly recommend these works to all Gann students.
Electro-Magnetism
Electro-Magnetism
Electro-Magnetism
Electromagnetism is a basis of Physics, but there remains mystery about the true nature of electricity. Our books look back to the 1800ís where the subject involved vibrational physics and astronomical energy fields. Gann was conncerned with the Law of Vibration as a principle of natural phenomena.
Geometry
Geometry
Geometry
One of the 4 Classical Liberal Arts, geometry is a basic ordering principle of the universe. Market Geometry is the study of the markets looking at growth ratios and proportions of moves, structures, reactions, price levels and time cycles. Gann, a master geometer, used sacred geometry for market analysis via Gann Angles and his Master Squares.
Mathematics
Mathematics
Mathematics
We have a selected collection of unusual books presenting alternative metaphysical concepts and mathematics, including conceptual approaches useful for financial forecasting or more esoteric cosmological theory. Both WD Gann and Dr. Baumring used methods of calculating universal ordering processes focused upon methods of prediction.
Precession
Precession
Precession
The Precession of the Equinoxes, of vital importance in the ancient world, relates to the passage of our solar system through 12 cycles of 2620 years over a 25000 year period. Ages of change (as in The Age of Aquarius) occur every 1 degree, taking 72 years, with longer cysles such as the Platonic Year, the Yugas, and the ages of Iron, Bronze, Silver and Gold.
Space-time
Space-time
Space-time
Space and time can be seen as the primary elements which define the container of existence in which we all function. In the financial markets we could say that Price and Time are the two primary elements which define market movement and structure. Price is Space in the financial market cosmos, and Gann himself even referred to Space in market charts.
Time
Time
Time
Time is a primary consideration in science, philosophy or financial market theory. Our collection of titles on Time in all of its elements covers subjects which range from Hyperdimensional Time Cycles to Relativity and Spacetime. Books selected by Dr. Baumring and W.D.Gann provide deep insights into market analysis and scientific or esoteric cosmology.
Andrew Pancholi
View the SSI Andrew Pancholi Cycles Analysis pages...
View the SSI Andrew Pancholi Cycles Analysis pages...
Andy Pancholi of Cycles Analysis is a long time research partner, who produces cycle indications for ICE Reports and a monthly market forecasting newsletter, The Market Timing Report, which provides an ongoing monthly evaluation and forecast of the S&P 500, the Dollar, and Euro$, Crude Oil and Gold, highlighting turning points and important trade setups!
L. David Linsky
View our L. David Linsky pages
View our L. David Linsky pages
A New Discovery of a Mathematical Pattern in the Gold Market which forecasts Gold's turns with an 85-95% accuracy over 40 years. Scientific Proof of a Cyclical Pattern in the Gold Market providinges a 100 Year Forecast of Gold's Major Tops & Bottoms and Bull & Bear Market Campaigns out to 2100.
3.238.51.211
Disclaimer Privacy Policy Terms and Conditions